Finance that fits, explained properly.
Nemek Finance helps businesses, landlords and developers work out what borrowing really costs, what is realistically available, and whether it is the right move at all.
Covering London, Birmingham, Manchester and beyond — in person, by phone or over video.
Ten kinds of finance, one conversation
Whether it is a gap in the cash flow, a building to buy or a business to acquire, the approach is the same: understand the situation first, then look at the options.
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Money to trade with
Working capital
Business loans, invoice finance, trade finance and merchant cash advances — for the gap between spending and being paid.
See the options -
Buying and building
Property finance
Commercial mortgages, bridging, development finance and buy-to-let, for owner-occupiers, investors and developers.
Property finance -
Growing
Assets & acquisitions
Vehicles, machinery and equipment over their working life — and funding to buy a business or a partner out.
Asset finance
No jargon. No one-size-fits-all. No disappearing once it completes.
We are a new brokerage, and we are building it on the things people say are missing everywhere else.
Plenty of finance firms will send you a rate. Fewer will tell you what a What this meansInterest charged on the full original amount for the whole term, even as you pay it down. A 5% flat rate is roughly twice as expensive as a 5% rate charged on the reducing balance — always ask which one you are being quoted. actually means for your monthly payment, or why the cheapest headline offer is the wrong one for your business. That is the gap we set out to fill.
We take the time to understand your circumstances, explain the trade-offs in words that make sense, and stay contactable long after the money lands. If finance is not the right answer, we will say so.
- Trust
- We say what we can do, and we do what we say.
- Transparency
- Costs, timescales and trade-offs, explained upfront.
- Integrity
- If finance is the wrong answer, we will tell you.
- Professionalism
- Prepared, punctual and responsive at every stage.
- Customer focus
- Your circumstances shape the options, not the other way round.
- Commitment
- We stay in touch long after the money lands.
Five steps, start to finish
You always know what stage you are at and what happens next.
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01
Tell us what you need
A short, no-pressure conversation. Call, WhatsApp or book a time that suits you — evenings included.
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02
We understand your circumstances
Your trading history, your plans, your credit position. The full picture, not a form.
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03
We explore suitable options
We compare what is realistically available to you and rule out what is not.
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04
We guide you through the process
Paperwork, lender questions, timelines. You always know what happens next.
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05
You move forward with confidence
Funds in place, terms you understand, and someone to call when things change.
Read up before you commit to anything
Short, honest guides for anyone who has never applied for commercial finance before — and for those who have, and found it frustrating.
- How does business finance work? What lenders are actually deciding, and how the money reaches your account.
- What documents do I need? The full checklist, so nothing holds your application up.
- Understanding interest rates Fixed, variable, flat, APR — and which number to compare.
- Preparing for an application Five things worth doing in the fortnight before you apply.
Based in Hounslow. Working across the UK and into Europe.
Most of our clients are businesses and property investors in and around London, Birmingham and Manchester, and we are happy to meet in person where that helps. Everything can equally be done by phone, video or WhatsApp if your day does not allow for meetings.
We also work with businesses trading across Europe. If your situation crosses a border, tell us early — it changes which lenders are worth approaching.
Let’s find the right financial solution for you.
Tell us what you are trying to do and we will tell you, honestly, whether we can help and what it is likely to cost.
Or email info@nemekfinance.co.uk · Call 07483 159369
No obligation, no credit check to talk, and a straight answer if finance is not the right move.